NYT > Your Money

Is ‘No Buy’ July the Best Way to Trim Your Spending?

One proponent argues that fiscal fasting pushes people to confront their spending habits. But other financial experts prefer a more consistent approach to budgeting.
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How Long-term Compounding Multiplies the Awesome Power of the Stock Market

Time is the secret ingredient of investing, a market veteran says. Over many decades, diversified stock index funds have produced extraordinary results.
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Gen Z, It Turns Out, Is Great at Saving for Retirement

They are contributing to their 401(k)s much earlier than millennials did, reports show, and young women in particular are being aggressive about saving.
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Help! My Credit Card Won’t Cover Damage to a Rental Car in Europe.

A traveler who used his American Express card’s collision damage waiver got stuck paying nearly $1,300 because of a missing document. Whose fault was it?
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Island-Hopping on a D.I.Y. Caribbean Cruise

Ferries departing the dual-nation island of St. Maarten and St. Martin offer easy sailing to surrounding destinations at bargain prices.
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How Does an Eyelash Pluck Get Billed as Surgery?

A patient went to his eye doctor for a routine checkup. Why was he charged for surgery after his doctor removed an eyelash?
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Looking to Get Away From It All? Here’s 6 Off-the-Grid Getaways.

From the new to the classic, from the affordable to the exorbitant, here are six getaways where you can find some peace and quiet.
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A Way for People With Low Credit Scores to Raise Them

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to credit bureaus.
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Social Security Benefits Could Be Cut in 8 Years Unless Congress Acts

The nation’s key program for retiree benefits continues to see financing shortfalls. Unless Congress acts, those drops could lead to payment cuts in eight years.
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Chase Announces Annual Fee Increase to Its Sapphire Reserve Credit Card

The price jump is part of an ongoing shift for credit card companies and airlines toward premium rewards and high-end travelers.
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Why Did Syracuse Offer $200,000 in Merit Aid to Teens Who Had Turned It Down?

The university seems to have misjudged what some families would pay. Next year, maybe applicants should play their own game of chicken with such schools.
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Good News for College Students: You May See a Dip in Student Loan Rates

A small decline in interest rates on federal loans for next school year is the first in five years. It comes amid turmoil in student loan and financial aid programs.
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Trump Removed Crypto Warnings from Retirement Plans. Will It Affect 401(k)s?

Regulators under President Trump are taking a neutral position on crypto, retreating from the Biden administration’s more cautionary stance.
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Why Gen Z Doesn’t Like Opening Bar Tabs

To the chagrin of bartenders, many 20-something bargoers prefer to close out and pay after every single drink, no matter how many they might order during an outing.
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Think You Don’t Need Flood Insurance? Think Again.

Inland areas have suffered severe flooding in recent years, experts note. And standard homeowner policies don’t cover flood damage.
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How to Find a Deal This Summer Amid a Weaker Dollar and Falling Airfares

How falling airfares and foreign exchange rates influence where to look for deals this summer.
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Memorial Day Weekend: Tips on Travel Delays, Cancellations and More

With airports and airlines experiencing delays and cancellations, and staffing shortfalls at national parks, here’s what to know before you go.
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A Paychex 401(k) Rollover Leads to a Six-Figure Theft at Chase Bank

A thief stole 401(k) checks out of the mail. But why was Paychex, a major industry player, using paper at all given how often check fraud happens?
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Retirees Are Filing for Social Security Earlier. Why?

An additional 276,000 people filed for Social Security benefits so far this fiscal year, up 13% from a year ago. Anxiety appears to be a driver.
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Want a Gift for Opening a 529 College Savings Account?

Some state plans give cash incentives in May to spur contributions.
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